Stablecore Secures Major Funding to Bridge U.S. Banking and Blockchain Infrastructure

America’s 8,000+ community and regional banks face an existential choice. Customers increasingly expect digital asset capabilities—stablecoins, tokenized deposits, instant global payments. Yet most banks lack the infrastructure, expertise, and engineering resources to build these products internally. The result: deposits and transaction flows migrate to crypto-native platforms like Coinbase and Robinhood, leaving traditional institutions behind.

Stablecore is solving this infrastructure gap. The platform acts as a digital asset core—a modular “side core” that integrates directly into existing banking systems without requiring costly rip-and-replace overhauls. Think of it as the connective tissue between legacy banking infrastructure and blockchain networks.

The company just secured major funding led by Norwest Venture Partners, with participation from Coinbase Ventures, Bank of Utah, and over 200 limited partner financial institutions. The round validates a thesis that has been gaining momentum: banks should be the trusted gateway to digital assets, not crypto platforms.

What Stablecore Actually Does ?

Stablecore abstracts away the hardest parts of blockchain adoption for traditional banks. The platform handles custody integrations, wallet management, transaction orchestration between on-chain and off-chain rails, and account ledgering—all the plumbing that makes digital asset products work.

Institutions can launch stablecoin payments, tokenized deposits, digital asset accounts, and digital-asset-backed lending without building internal engineering teams. The platform integrates seamlessly into digital banking platforms and core systems, meaning customers access these products through the same interface they use for checking accounts and wire transfers.

“Banks and credit unions have the trust, the consolidated financial accounts, and access to all the other payment rails,” according to Stablecore leadership. “The problem we solve is that banks rely on platforms that cannot support digital assets at all. And on the other side, digital asset infrastructure is a world banks are largely unfamiliar with.”

The Regulatory Tailwind : Genius Act

Timing matters. The GENIUS Act passed in 2025, establishing a clear regulatory framework for payment stablecoins and lowering institutional barriers to crypto adoption. Suddenly, stablecoins transitioned from regulatory gray area to mainstream financial rail. Banks that move now gain first-mover advantage in their markets.

Stablecore’s largest client is already a $200+ billion super-regional bank. But the platform also serves three-billion-dollar community banks and smaller institutions. This range reflects a fundamental insight: all banks will eventually need digital asset products. The question is whether they’ll build them or buy them.

Use Cases Driving Adoption

For corporate clients, stablecoins represent faster, programmable settlement rails for cross-border treasury and merchant operations. For retail customers, they enable 24/7 global payments cheaper and faster than traditional wire transfers. Banks can also offer digital asset custody and trading alongside traditional accounts, unlocking new deposit sources and non-interest income.

Tokenized deposits illustrate the shift underway. They’re not simply plugging into a stablecoin API. Banks need custody integrations, wallet management, orchestration between on-chain and off-chain rails, and precise ledgering. The entire experience must be embedded directly into digital banking platforms, not spun off into a separate app.

The Five-Year Roadmap

Stablecore projects that the majority of U.S. depository institutions will offer core stablecoin capabilities—send, receive, deposit—within five years. The roadmap follows a natural progression: crawl, walk, run.

The alternative is clear: institutions that don’t adopt digital asset products will lose deposits and transaction flows to more agile competitors. Banks understand this. The motivation exists on both retail and commercial sides.

No Fragility, Just Partnership

Some worry that banking-blockchain integration introduces new security risks. Stablecore’s thesis rejects this. Traditional institutions already excel at security and are increasingly partnering rather than rebuilding. Very few banks build their own custody—they work with providers like Coinbase, Anchorage, and Fireblocks. They’re not recreating the wheel.

Stablecore integrates with every major custodian, exchange, and stablecoin provider, providing product flexibility and eliminating platform lock-in. This approach lets banks maintain control and ownership of their digital asset offerings while leveraging best-in-class partners for custody and compliance.

What’s Next

The funding validates that the market is ready. Community banks and credit unions are no longer prohibited from entering the digital asset business. The regulatory framework exists. The infrastructure now exists. What remains is adoption.

Over the next five years, expect to see digital asset products become standard offerings at regional and community banks. Stablecore is betting it will be the platform powering that transition.

Join WireUnwired Research to stay ahead of fintech infrastructure trends and banking innovation. Connect with us on LinkedIn or WhatsApp for exclusive insights and analysis.